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Focus on what matters most – we’ll take care of your insurance and pension solutions.

Commercial insurance

We offer tailored insurance solutions for all industries and business sizes. Analyse your needs with our experts and receive a personalised quote.

Find out here what businesses should consider when choosing insurance solutions.


Commercial liability insurance

Whether you run an SME or a large international company, commercial liability insurance protects your business from the financial consequences of damage caused. Examples include inadequately secured work areas or installation errors that damage a building.

As every business faces different risks, our experts carry out an independent risk analysis and configure a suitable product package.


Business insurance

Comprehensive cover or a solid basic package: insure your machinery, equipment, goods or valuables – exactly as you wish. This includes, for example:

  • Building insurance

  • Earthquake insurance

  • Transport insurance

  • Technical insurance

Our experts have many years of practical experience and provide independent advice.


Commercial legal protection insurance

Legal disputes cost time and energy. Commercial legal protection insurance supports you – from mediation and conciliation to court proceedings.

Possible areas of cover include:

  • Criminal, labour and administrative law

  • Contract law

  • Liability, rental and neighbourhood law

  • Other contractual rights


Cyber risk insurance

Cyber risks affect SMEs and sole proprietors just as much as large corporations. Cyberattacks can take websites offline, intercept payments or compromise sensitive data.

Cyber risk insurance is modular and includes:

  • Liability insurance (data protection breaches, data loss)

  • First‑party loss and damage (malicious software)

  • Business interruption (systems paralysed by hackers)

  • Legal protection (hacked social media accounts)

  • CyberCrime (identity fraud)

Together with our experts, you assess your risks and select the appropriate modules.


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Personal insurance

As a business owner, you are responsible for the safety and protection of your employees – at work, in case of illness and after retirement.


Private pensions

Forward‑looking pension planning helps you maintain your standard of living after handing over your business or retiring. Our experts will explain the available financial security options. You can find more tips for the self-employed here.


Occupational pensions

We assess your risk profile and develop solutions that go beyond compulsory occupational pension benefits – including cover for disability, death and extended accident protection.


Accident insurance

As an employer, you must insure your employees against occupational accidents and, depending on hours worked, also against non‑occupational accidents. Additional cover can be added for greater protection.


Daily sickness allowance insurance

Absences due to illness can create financial pressure. Daily sickness allowance insurance with selectable waiting periods and cover levels protects your business and your employees. Learn here what self-employed professionals should look out for in daily sickness allowance insurance.

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Would you like more information about mandatory cover and optional supplementary insurance?

Start-ups

For new business owners, identifying the right insurance cover can be challenging. Our experts support you from start‑up to growth.


Accident insurance – start‑ups

Protect your team from the beginning: we help you choose the right accident cover to ensure a smooth start.


Occupational pensions – start‑ups

Your new employees should be able to look to the future with confidence. We explain legal requirements and meaningful supplementary solutions – free of charge.

Commercial liability insurance – start‑ups

Mistakes can happen. Commercial liability insurance protects your business and ensures financial security.
Our experts analyse your risks and create suitable solutions.

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Whether you’re an established company or a start‑up: we support you with a thorough risk analysis.