Insurance solutions for individuals in Switzerland

Professional pension advice provides clarity regarding your financial security in retirement, in the event of disability or in the event of death. Our certified experts analyse your current pension situation, identify potential gaps and develop individual solutions aligned with your life plans and objectives.

The Swiss pension system is based on the three‑pillar principle and forms the foundation of your financial security. State provision (AHV/IV), occupational pension provision (BVG) and private pension provision (pillar 3a and 3b) work hand in hand. We support you in coordinating these pillars effectively and closing potential pension gaps.

At your home, at one of our locations or at a place of your choice: you decide where and when your consultation takes place. We support you with personal and individual advice.

Up‑to‑date pension figures are essential for making well‑founded decisions. Our key figures overview includes all relevant values such as the maximum pillar 3a contribution, the BVG entry threshold or the coordination deduction.

Rising insurance premiums raise important questions: is basic compulsory insurance sufficient, or are supplementary policies advisable? General answers can result in coverage gaps. Our experts analyse your individual situation and develop a health insurance solution tailored to your needs.

Whether protection in the event of death, coverage for loss of earning capacity or pension solutions within pillar 3 – life insurance products are diverse and complex. Our experts review your current situation and recommend individual solutions. Advice is free of charge and without obligation.