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Personal, property and asset insurance for individuals
Everyone needs insurance, be they young or old, single or in a family, property owner or renting, city-based or out in the sticks, Swiss citizen or immigrant.
Personal insurance
Life is precious, and it should be protected as such. Financial security makes sense for everyone, but what types of insurance are recommended, which are affordable, and which are unnecessary?
A pension consultation can answer all your questions and show you all your options. Our experts are here to assist you with in-depth knowledge and proven expertise. Your needs are the focus, and together, we’ll create an optimal insurance solution. You decide, and we’ll take care of the rest.
Health insurance – basic and supplementary insurance
Daily sickness benefits insurance
Life insurance
Pension/disability, death
Advice on the Swiss three-pillar system
This list is not exhaustive, and it’s best to contact us so that we can analyse your individual needs together and discuss the next steps. This service is free for you.
Property insurance
We’re surrounded by objects in our everyday lives; some more valuable, some less so. You get up in the morning, get dressed, feed the cat and ride your bike to work. In the evening, you might indulge in a favourite hobby and end the day in front of the TV. In just 24 hours, that’s furniture, animals, clothes, a car, a bike, audio equipment and more – and all of it either should or must be insured.
Your current circumstances, individual security needs and budget determine the level of insurance coverage that’s right for you. A student in a shared flat, a single mother, a young family in their own home, a farmer, an immigrant and an art collector will all need different insurance products. We’ll assist you in analysing your needs so you don’t lose sight of what matters most.
Home contents and home contents accidental damage
Animal insurance
Motor vehicle insurance (partial and comprehensive accidental damage, parking damage)
Building insurance (building water, glass, fire, and natural hazards)
Builder’s risk insurance (construction)
Valuables insurance
Travel insurance
This list is not exhaustive. Our experts are on hand to discuss insurance optimisations or if you want to take out a policy and will be happy to help in the event of a claim.
Asset insurance
Asset insurance covers, among other things, all third-party liability claims.
Private liability
Motor vehicle liability
Building liability
Principal’s liability
Legal protection insurance
Hail insurance
Private liability insurance covers your liability as an insured person in your capacity as a private individual for your own behaviour as the head of a family, an animal owner, a tenant and much more.
Motor vehicle liability insurance is compulsory in Switzerland. It ensures that third-party liability claims arising from traffic accidents are settled. Anyone injured by a motor vehicle bears no risk that the culpable driver will not pay for the resulting loss and damage.
We recommend building liability insurance to all building owners. If a tree on your property falls and damages the neighbouring house or if a few roof tiles come loose and injure a passerby, you will be liable as the owner of the building.
In addition to builder’s risk insurance, principal’s liability insurance is also very important. It covers damages related to the construction site to a third party or their property.
Protect your rights with legal protection insurance. You can sit down with one of our experts to determine whether you need private legal protection, motorist’s legal protection or commercial legal protection insurance.
Agricultural crops can suffer significant damage from hail. With hail insurance, you can protect those all-important assets.
Insurance mandate
Our insurance experts are on hand to assist you before you take out a policy, during the term of the contract and in the event of a claim. They have extensive expertise, know the insurance market inside out and have a knack for coming up with the ideal insurance solution. This service is free for you. Simply download the mandate form, fill it in and send it to us by e-mail or post to Union Swiss Brokers Holding AG, Lyssachstrasse 9, 3400 Burgdorf. We’ll contact you upon receipt to discuss the next steps.
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